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Storm-damaged roof assessed by Top Notch Roofing & Exteriors for insurance claim
Storm damage assistance

We handle your insurance claim — start to finish.

Hail, wind, and storm damage to your roof, siding, or gutters. Free inspection, photo documentation, and full support through the claims process — at no extra cost.

How it works

Our 3-step storm damage process.

Most homeowners don't know they have storm damage until a neighbor mentions it or water appears inside. If your home was hit by hail or high winds, let us check it — there's no obligation and no cost.

  1. 01

    Free inspection

    We conduct a thorough inspection of your roof and exterior, documenting all storm damage with detailed photos and measurements — at no cost to you.

  2. 02

    Photo documentation & report

    You receive a complete damage report with photos that clearly identifies every issue. This report is specifically prepared to support your insurance claim.

  3. 03

    Insurance claim guidance

    We walk you through the claims process, communicate directly with your adjuster, and make sure nothing is missed. Once approved, we handle the full repair or replacement.

Why it matters

Meeting your adjuster changes everything.

Insurance adjusters are often overloaded after major storms and may miss damage — especially to gutters, flashing, and siding. Having an experienced contractor on-site who can point out every affected area means your claim reflects the full scope of damage, not just what's visible from the ground.

We've helped hundreds of homeowners across Northern Illinois and Southern Wisconsin recover the full value of their claim. We do this at no extra charge — our fee comes from the repair work after your claim is approved.

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Full documentation

Photos, measurements, and written report ready for your adjuster.

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Adjuster meetings

We attend the inspection and make sure no damage is overlooked.

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Supplemental claims

If items are missed, we help you file additional documentation.

No up-front cost

The inspection is free. We earn our fee through the approved repair work.

Questions

Insurance claim FAQs.

Does filing a storm claim raise my rates?
Weather-related claims in Illinois are typically classified as 'Act of God' events and generally do not raise your rates. We recommend confirming with your insurer.
What if the adjuster misses damage?
We attend the adjuster meeting when possible and provide our documentation. If items are missed, we help you file a supplemental claim.
How long does the insurance process take?
Most straightforward claims are approved within 2–4 weeks. We follow up with your insurer so you don't have to chase paperwork.
What kinds of damage are typically covered?
Hail, wind, falling tree branches, and ice dam damage are usually covered. Age-related wear and tear typically is not — but storm damage to an aging roof often still qualifies.
Do I need to contact my insurer before calling you?
No. Call us first. We'll inspect the damage, document everything, and advise you on whether a claim makes sense before you file.
What areas do you serve for insurance inspections?
We serve Loves Park, Rockford, Machesney Park, South Beloit, Roscoe, Belvidere (IL), and Janesville, Beloit (WI).
Free storm damage inspection

Was your home hit by hail or wind?

Let us inspect it for free. If there's claimable damage, we handle the paperwork and the adjuster. If there isn't, you'll know for certain — at no cost.